Manager Credit Analytics (IFRS)

Company Name:
TD Bank
Job Description
Performs independent analytical initiatives including portfolio modeling, stress testing, and migration analysis. Works with
TDBFG Analysts to validate key PD, LGD and EAD factors that are critical to internal Allowance for Loan and Lease Loss measures, RAROC models and business unit profitability measures.
Participates in and primarily supports the Portfolio Strategy and Allowance Committees, Commercial lending executive
leadership and Finance, and serves as a principal interface with external accountants and regulators (Fed, OCC and OSFI) and
interacts with Risk and Analytical professionals at TDCT and TDBFG.
Supervises and mentors Senior Analysts, Analysts and others with less experience.
Provides cross functional project management and coordination for non dedicated staff. Participates in the development of
new analytical solutions to emerging problems, portfolios and new lending initiatives.
Ensures the effective communication of portfolio and asset quality trends to Senior Management partnering with lenders and
credit officers as appropriate to tailor portfolio specific solutions leveraging aggregate tools and expertise.
Oversees the commercial credit portfolio analysis in support of financial, regulatory and risk management requirements.
Bachelor's degree required
Graduate Degree or progressive work experience in addition to experience below
10+ Years of related experience
Significant experience required in Credit Risk Management, Accounting, Investor Relations and Finance
Strong written and verbal communication skills
Experience in Change Management related to the adoption of new business processes
Significant experience organizing and presenting Credit Portfolio results and Allowance requirement to Senior Management
Strong Credit Risk Modeling and financial scenario experience
Industry analysis and presentation experience
Knowledge of both Commercial and Retail Loan portfolio management, reporting and analysis
This position can be based in ME-Portland, MA-Boston, SC-Greenville, NJ-Cherry Hill, CT-Fairfield
At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach her/his potential.
If you have a disability that requires an accommodation to complete the application process, please e-mail TD Bank''s HR Compliance Department at . Please include your full name, contact information and details about your request within the e-mail.
EOE/Minorities/Females/Veterans/Individuals with Disabilities
Department Overview
The Manager of International Financial Reporting Standards (IFRS) Credit Analytics is responsible for developing,
coordinating, managing and producing the environment to effectively implement processes related to TD Bank NA''s
Allowance for Loan Losses. The role is responsible for the management of the end state process to support the
Allowance for Credit Losses.
Primarily manages the Credit Analytics team and serves as a principal interface with Finance. Also interfaces with
external accountants and regulators (Fed, OCC and OSFI) and interacts with Risk, Analytical and IT professionals at TDB
Independently manages Allowance project solutions including, finance applications and information management
modeling. The Manager will collaborate with Senior Credit, Line and Specialty product managers to analyze new or
troubled portfolios, industries, and products through data design, capture and collection that lead to sophisticated
planning support information. May supervise 1-4 Senior Analysts, as well as have significant interface with and
coordinate the efforts of larger teams of US and Canadian analysts in support of US objectives.
Researches underwriting standards and portfolio information and recommends credit policy and underwriting standard
modifications where warranted. Also measures and monitors the organization''s credit risk exposure and provides
guidance in portfolio review and strategy.
TD Description
TD is a great organization powered by great people who want to make a difference every day. Our over 85,000 employees world-wide are a big part of what makes TD stand out from any other organization. Every day, we deliver legendary customer and client experiences to our approximately 19 million customers. We're an award-winning organization that reinvests constantly to ensure future growth.
We're recognized as an extraordinary place to work that embraces diversity, where everyone is respected and valued. TD is the sixth largest bank in North America by branches, with many exciting and challenging career opportunities in our four key businesses:
Canadian Personal and Commercial Banking - including TD Canada Trust and TD Insurance
Wealth Management - including TD Waterhouse and an investment in TD Ameritrade
U.S. Personal and Commercial Banking - including TD Bank, America's Most Convenient Bank
Wholesale Banking - including TD Securities
Job Status: Full Time
Date Updated: 03-Apr-2014
Job Category: Risk Management, Credit
Auto req ID: 51884BR
Job Title: Manager Credit Analytics (IFRS)
Location: John Roberts Rd - Bldg A

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